Processing Options
Choose Your Processing Speed
Select how fast you want to receive payments. Faster processing has slightly higher fees.
INSTANT
5
MINUTES
Instant Processing
Payments processed and settled immediately
Real-time confirmation
24/7 availability
Immediate fund availability
Card Processing Rates
Recommended
Visa/Master/Rupay
4.00%
+ ₹2.5 per transaction
American Express
5.00%
+ ₹3 per transaction
STANDARD
4
HOURS
4-Hour Processing
Processed within 4 business hours
Same-day processing
Lower fees
Batch processing
Card Processing Rates
Most Popular
Visa/Master/Rupay
3.50%
+ ₹2 per transaction
American Express
4.50%
+ ₹2.5 per transaction
Processes every 4 hours: 9AM, 1PM, 5PM
Next processing batch in:
03:45:12
NEXT DAY
TOMORROW
9:00 AM
Next Banking Day
Processed on the next business day
Lowest processing fees
Batch processing
Bank business hours
Card Processing Rates
Most Economical
Visa/Master/Rupay
2.50%
+ ₹1.5 per transaction
American Express
3.50%
+ ₹2 per transaction
Processing Options Comparison
| Feature | Instant | Standard (4 Hours) | Next Day |
|---|---|---|---|
| Processing Time | 5 Minutes | 4 Hours | Next Day 9AM |
| Visa/Mastercard Fee | 4.00% + ₹2.5 | 3.50% + ₹2.0 | 2.50% + ₹1.5 |
| American Express Fee | 5.00% + ₹3.0 | 4.50% + ₹2.5 | 3.50% + ₹2.0 |
| Availability | 24/7 | Business Hours | Banking Days |
| Best For | Urgent Payments | Regular Business | Budget Planning |
| Savings vs Instant | - | Save 0.5% | Save 1.5% |
Which option to choose?
Choose Instant for urgent payments, Standard for regular business, and Next Day for cost savings.
Processing Times
All times are in IST. Next Day processing occurs on banking days only.
Fee Structure
Fees include GST. First 3 transactions are free on Instant processing.